On November 21, 2025, Dun & Bradstreet will introduce a revised Delinquency Score for companies based in Portugal. This update will provide an even more accurate assessment of payment risks, enabling organizations to make better-informed credit decisions.
Why this update?
The business environment in Portugal is constantly changing. Dun & Bradstreet therefore continues to invest in data-driven insights and advanced predictive models that help assess risks even more accurately.
What is a Delinquency Score?
The Delinquency Score predicts the likelihood that a company will fall seriously behind with payments within twelve months. Dun & Bradstreet considers a company to be seriously delinquent if it pays its bills more than 90 days late, seeks legal protection from creditors, or ceases operations without fully repaying its debts.
Minimum data requirements for scoring
To ensure the reliability of the score, only companies with sufficient up-to-date data are included. A company is eligible for scoring if it has:
- Valid SIC activity code;
- Capital amount;
- A valid business address;
- A recent balance sheet (no more than 60 months old).
Companies that do not meet these requirements are not eligible for scoring.
Launch and availability
The updated Dun & Bradstreet Delinquency Score for Portugal will be introduced on the weekend of November 21, 2025. Within two weeks of implementation, the score will be updated for all companies that are part of the Scoreable Universe.
The new score is available across all Dun & Bradstreet products, including business reports, APIs, and web platforms.
What does this mean for your company?
Do you do business with Portuguese companies? Then the updated Delinquency Score offers a valuable tool for identifying payment risks at an early stage. Dun & Bradstreet bases this score on current and comprehensive data, such as payment behavior, financial results, and company characteristics. Thanks to years of experience and advanced models, the score provides a reliable picture of which companies are financially sound and which pose an increased risk.
The updated Delinquency Score is automatically applied in all D&B products. Do you already monitor Portuguese companies? Then you don't need to do anything. If you have any questions, please contact customer service or your account manager.
