โNo news is good newsโ sounds familiar, but in credit risk, silence can mean just the opposite. The absence of signals often does not mean that nothing is going on, but that you cannot see it. In this blog, you can read how silence can be misleading, which risks remain undetected as a result, and why up-to-date data and monitoring are indispensable for preventing surprises.
Pressure on supply chains is increasing: bankruptcies, sanctions lists, and quality issues are constantly lurking. In this blog, you can read how, as a procurement professional, you can use insights from Altares Dun & Bradstreet to identify and manage supplier risks at an early stage. This will strengthen continuity, compliance, and cost control within your organization.
As a client, you can be held financially liable if a supplier or subcontractor fails to pay their payroll taxes. In this blog, you can read about what chain liability entails, why you need to do more than just sign a contract, and how data can help you manage risks in your supply chain.
Doing business internationally involves risks, especially in the event of bankruptcy. But that is about to change. Thanks to a new EU agreement, creditors will have more control over cross-border insolvencies. What exactly has been agreed and why is this already relevant for your risk analysis?
Trade credit risk is becoming more difficult to manage due to rising bankruptcies, geopolitical risks, interest rate volatility, data scarcity, and ESG requirements. Companies need to respond to risks faster and smarter with integrated data, customized scoring models, and automation. Only then can they remain financially resilient in a more complex trading landscape.
An Early Warning System (EWS) helps companies identify payment risks early. Where it is mandatory for banks, it also offers great benefits in B2B environments: better risk management, faster decision-making and more stable cash flow. Especially in an unstable economy, actively monitoring customers is crucial to avoid surprises.
A retro analysis of your customer base helps identify financial risks by examining payment behavior and company characteristics. By combining data such as industry, company size and financial metrics, you gain insight into which customers are causing payment problems. These insights enable you to improve your credit policies and screening processes, identify risks early and adjust payment terms. So you better protect your organization from losses and make smart, data-driven financial decisions.
Credit management has transformed from manual and fragmented to automated and data-driven. Thanks to integrations with CRM and accounting systems, departments such as sales, marketing and compliance work with real-time customer insights. Through API links, essential credit data flows directly into internal systems, speeding up risk identification and making decisions more efficiently.
Starting in 2025, Belgium is changing its NACE code, which may also affect Dutch companies with Belgian customers. This update may cause shifts in data and risk profiles, with possible consequences for customer segmentation, reporting and systems such as CRM and ERP. Therefore, it is smart to check your processes and data sources now and adjust them where necessary.
Starting September 1, 2025, CBS will adjust the classification of SBC codes to better reflect the modern economy. Sectors such as fintech, platform companies and sustainable initiatives will therefore be given an appropriate place in the classification. Among other things, this change affects your data setup, risk assessments and systems. Proper preparation prevents mistakes, delays and incorrect insights.
Your credit rating and credit limit determine how financial institutions and suppliers rate your business. A higher score ensures better terms and lower costs. Improvement requires a strategic approach: pay invoices on time, keep your financial records up-to-date and manage your business structure well. By acting consistently financially responsible, you will build a strong reputation and increase your credit opportunities
In 2025, we will introduce a powerful new bankruptcy score for Belgium, driven by advanced AI and a refined 3-layer structure. This score offers unparalleled accuracy and predicts risk more sharply than ever, allowing clients to make credit decisions faster and with greater certainty and take advantage of up to 25% more opportunities.
