Check the creditworthiness of your business relations
- Schat kredietrisico in met onze Scorings & Ratings (risicobeoordeling, kredietlimiet, betaalgedrag & meer)
- Monitor je klanten en leveranciers
- Leg concernstructuren bloot en check ook de kredietwaardigheid van dochterondernemingen
- Optimise your cash flow
Kredietwaardigheid
Check de kredietwaardigheid van bedrijven met onze data
Elke dag verzamelen, analyseren en structureren we enorme hoeveelheden financiële data. Dankzij onze gepatenteerde kwaliteitsprocessen en slimme algoritmen kunnen we je informeren over de kredietwaardigheid van je klant, prospect, partner of leverancier.
Overall Business Risk
Although each market worldwide has its own risk scores and ratings, Overall Business Risk uses data available locally to create a globally consistent picture that can be used to compare companies in different countries.
D&B Maximum Credit
D&B's maximum credit shows the total value of goods and/or services that the average creditor should have outstanding at one time. This limit is calculated based on organization size, industry (SIC) and risk factor.
D&B Failure Score
The D&B Failure Score makes risks visible and is based on the largest possible amount of trade information. This score refines the risk scale from 1 to 4 of the D&B Rating to a more refined scale from 1 to 100. The higher the D&B Failure Score, the healthier the status of that company. The D&B failure score is dynamic, meaning that it is recalculated every time we collect a new piece of information about an origination, or when information changes.
D&B Paydex
Through the Dun-Trade® Program, D&B annually collects millions of payment experiences from companies in order to be able to analyze the payment behavior. The result of this analysis is shown in the D&B Paydex®, which indicates how fast a company pays its invoices. Every day, thousands of current payment experiences are added to the database. This gives the Paydex® rating a very up-to-date insight into the payment behavior of your customers, prospects and suppliers.
The power of the D&B Rating
It has been shown that, twelve months before the bankruptcy decision, 75% of the bankrupt companies had a D&B ‘Risk Factor 4’. The Risk Factor warns you at an early stage about possible problems and gives you plenty of opportunity to adjust your terms and conditions accordingly in order to avoid losses.
Elements of the D&B Rating
The D&B Rating consists of two parts, namely the ‘financial strength’ code (based on the net equity) and the ‘Risk factor’ to reflect the risk, when you start doing business with a company. The Risk Factor varies from 1 (minimum risk: continue the transaction) to 4 (significant risk: only do business on a secured basis). This risk indicator is unique in the world of credit.
Feiten over onze credit risk data
400M+
Active business records
120M
Hierarchy members
375M
Daily updated data elements
200
Markets worldwide
1B
Trade experiences
20 yrs
Payment experiences
Credit Risk data
Je kan meer met onze credit risk data
Unravel corporate family structures
Met de Dun & Bradstreet Family Tree ontdek je de kredietwaardigheid binnen een bedrijfsstructuur (zoals entiteiten, hoofdkantoren, lokale vestigingen, etc.)
- Visualize the subsidiaries and branch locations within a corporate entity
- Discover total risk in a corporate family and therefore better manage the portfolio
- Assess the size of the company and possible conflicts of interest
- Accurately report on larger suppliers
Legal Activities
Past and present legal activities can impact a company’s financial stability and operations. Here you’ll discover lawsuits and resulting court rulings. Dun & Bradstreet is the only credit data provider that offers lawsuit data at an earlier stage.
Examples of legal activities that could affect your business include:
- Insolvency events (such as administration, receivership and bankruptcy)
- Court rulings
- Other public filings
Ongelimiteerd de kredietwaardigheid checken?
Met D&B Credit check je ongelimiteerd de kredietwaardigheid van 400+ miljoen bedrijven wereldwijd.
Consult Country Intelligence expertise
Dun & Bradstreet Country Insight Services provides you with the information, insight and expert recommendations to identify opportunities and risks whilst doing business across the globe.
- Easily download a single country snapshot or full report within D&B Credit
- Assess information about 132 countries
- Use the Country Risk Indicator for a comparative cross-border assessment, ranging from DB1 through DB7, where 7 has the highest risk
- Make safe decisions with AAA – the most well-known rating model on the market
Kredietwaardigheid checken in je CRM of ERP
With our API , you transform the way you do business. You connect risk and financial data in the applications where you need it most. Offer your teams data & insights they need to improve the quality and speed of decision making to achieve better business results.
- Add our financial data to your CRM or CRM ERP
- Improve cash flow by reducing credit risk and identifying opportunities across the credit portfolio
- Synchronize the flow of information across all your financial systems for better & faster decisions
- Automate decisions to manage risk, receivables, and collection priorities
White paper
Laatbetalers en wanbetalers voorkomen
Laatbetalers en wanbetalers: niemand wil ze, bijna iedereen heeft ze. Als organisatie zit je hier niet op te wachten, want dit kan in het ergste geval de bedrijfsvoering van jouw organisatie belemmeren. Vijf concrete tips voor een snelle betaling.
Why credit risk data from Altares Dun & Bradstreet?
Exclusive partner of the worldwide Dun & Bradstreet Network in the Benelux and France
Extensive knowledge of corporate structures, including financial insights into subsidiaries
175 years of experience
Patented data quality process
Daily monitoring and updates ensure always current data
FAQ
I want to automate my customer acceptance process
For a clean, efficient and effective customer underwriting process, you need a reliable source of up-to-date business information. Integrate Dun & Bradstreet data directly into your own environment and automate your underwriting process for fast, informed and consistent decisions. Read more.
I want to assess the risks with prospects
Did a promising lead come in? Good for you! But now it's time to make some business decisions. Are you going to accept him as a customer? Can he buy on credit, and if so on what terms? When making these decisions, use our reliable business information, such as our credit risk data. Then you avoid doing business with companies that actually cannot meet their financial obligations. Read more.
I want to understand the risks of a country's business environment
Altares Dun & Bradstreet's country information informs you of everything you need to know about doing business in a specific country. You will be kept informed of important changes and of expected national developments within a country that may affect your business. Read more.
I want to monitor the developments within my debtor portfolio
By enriching your own client information with valuable Altares Dun & Bradstreet data, you create a clear overview and always know exactly how your client portfolio is doing. Where are your risks and where are your opportunities? Based on this insight you can segment your dunning process and determine focus within your portfolio. Read more.