Check the financial health of companies with a credit check

Discover our financial data for reliable credit checks

Our credit check uses the renowned financial information and insights of Dun & Bradstreet. With this, you check 400+ million companies worldwide.

Overall Business Risk

The Overall Business Risk is a global risk score based on local data. It creates a globally consistent view, so that a credit check can be used to compare companies in different countries.

Paydex

The Paydex is an analysis of millions of payments and payment experiences and shows how quickly a company pays its invoices. Every day we add thousands of payments for an up-to-date Paydex and reliable credit checks.

D&B Rating

The Dun & Bradstreet Rating has been considered the leading indicator of business risk in our credit checks for many years. The D&B Rating, which includes the "financial strength" (based on net equity) and the "risk factor" indicates how risky doing business with a particular company is.

Credit Limit

The Credit Limit is the recommended maximum credit that a creditor should have outstanding at one time. The limit is a calculation of company size, industry (SIC), and Risk Factor.

D&B Failure Score

The D&B Failure Score makes risk visible and is based on the largest possible amount of trading information. This score refines the D&B Rating from 1 to 4 to a scale of 1 to 100. The higher the score, the healthier the company.

Corporate Linkages

Corporate Linkages unravels the relationships between companies within a corporate structure. We can do this thanks to the power of the D-U-N-S number; a unique 9-digit number for every entity in the world.

Facts about our financial information

400M+

Business entities worldwide

120M

Hierarchy members

375M

Daily updated data elements

200

Markets worldwide

1B

Trade experiences

20 yrs

Payment experiences

About our credit check

What else can you do with our credit check?

Unravel corporate family structures

In our credit check you'll find the Dun & Bradstreet Family Tree that let’s you examine risk across an entire corporate entity, leveraging the power of the DUNS-number in our extensive database of corporate families. 

  • Visualize the subsidiaries and branch locations within a corporate entity 
  • Discover total risk in a corporate family and therefore better manage the portfolio
  • Assess the size of the company and possible conflicts of interest
  • Accurately report on larger suppliers
db credit visual
D&B Credit

Legal Activities

Past and present legal activities can impact a company’s financial stability and operations. Here you’ll discover lawsuits and resulting court rulings. Dun & Bradstreet is the only credit data provider that offers lawsuit data at an earlier stage.

Examples of legal activities in our credit check that could affect your business include:

  • Insolvency events (such as administration, receivership and bankruptcy)
  • Court rulings
  • Other public filings

White paper

Credit Monitoring

Opportunities for your organization in focus

A credit check at customer acceptance is valuable, but also immediately outdated. The real credit risk actually begins after you have accepted a customer. accepted. The solution: monitor the financial health of your customers in real time.

Pdf of 16 pages, 0.4 MB
Credit Monitoring
Country Insight Snapshot

Consult Country Intelligence expertise

Dun & Bradstreet Country Insight Services provides you with the information, insight and expert recommendations to identify opportunities and risks whilst doing business across the globe.

  • Easily download a single country snapshot or full report within D&B Credit
  • Assess information about 132 countries
  • Use the Country Risk Indicator for a comparative cross-border assessment, ranging from DB1 through DB7, where 7 has the highest risk
  • Make safe decisions with AAA – the most well-known rating model on the market

Run credit checks in your CRM or ERP

With our API , you transform the way you do business. You connect risk and financial data in the applications where you need it most. Offer your teams data & insights they need to improve the quality and speed of decision making to achieve better business results.

  • Add our financial data to your CRM or CRM ERP
  • Improve cash flow by reducing credit risk and identifying opportunities across the credit portfolio 
  • Synchronize the flow of information across all your financial systems for better & faster decisions
  • Automate decisions to manage risk, receivables, and collection priorities
D&B Credit

Why a credit check from Altares Dun & Bradstreet?

Exclusive partner of the worldwide Dun & Bradstreet Network in the Benelux and France

Extensive knowledge of corporate structures, including financial insights into subsidiaries

175 years of experience

Patented data quality process

Daily monitoring and updates ensure always current data

FAQ

For a clean, efficient and effective customer underwriting process, you need a reliable source of up-to-date business information. Integrate Dun & Bradstreet data directly into your own environment and automate your underwriting process for fast, informed and consistent decisions. Read more.

Did a promising lead come in? Good for you! But now it's time to make some business decisions. Are you going to accept him as a customer? Can he buy on credit, and if so on what terms? When making these decisions, use our reliable business information, such as our credit risk data. Then you avoid doing business with companies that actually cannot meet their financial obligations. Read more.

Altares Dun & Bradstreet's country information informs you of everything you need to know about doing business in a specific country. You will be kept informed of important changes and of expected national developments within a country that may affect your business. Read more.

By enriching your own client information with valuable Altares Dun & Bradstreet data, you create a clear overview and always know exactly how your client portfolio is doing. Where are your risks and where are your opportunities? Based on this insight you can segment your dunning process and determine focus within your portfolio. Read more.