Check the financial health of companies with a credit check
- Validate company data (legal reality)
- Estimate risk with our Scoring & Ratings (risk assessment, credit limit, payment history)
- Find out who the UBOs, executives and other financials are
- Expose group structures and also check subsidiaries
Discover our financial data for reliable credit checks
Onze credit check maakt gebruik van de gerenommeerde financiƫle informatie en inzichten van Dun & Bradstreet. Hiermee check je 500+ miljoen bedrijven wereldwijd.
Overall Business Risk
The Overall Business Risk is a global risk score based on local data. It creates a globally consistent view, so that a credit check can be used to compare companies in different countries.
Paydex
The Paydex is an analysis of millions of payments and payment experiences and shows how quickly a company pays its invoices. Every day we add thousands of payments for an up-to-date Paydex and reliable credit checks.
D&B Rating
The Dun & Bradstreet Rating has been considered the leading indicator of business risk in our credit checks for many years. The D&B Rating, which includes the "financial strength" (based on net equity) and the "risk factor" indicates how risky doing business with a particular company is.
Credit Limit
The Credit Limit is the recommended maximum credit that a creditor should have outstanding at one time. The limit is a calculation of company size, industry (SIC), and Risk Factor.
D&B Failure Score
The D&B Failure Score makes risk visible and is based on the largest possible amount of trading information. This score refines the D&B Rating from 1 to 4 to a scale of 1 to 100. The higher the score, the healthier the company.
Corporate Linkages
Corporate Linkages unravels the relationships between companies within a corporate structure. We can do this thanks to the power of the D-U-N-S number; a unique 9-digit number for every entity in the world.
Facts about our financial information
500M+
Business entities worldwide
120M
Hierarchy members
375M
Daily updated data elements
200
Markets worldwide
1B
Trade experiences
20 yrs
Payment experiences
About our credit check
What else can you do with our credit check?
Unravel corporate family structures
In our credit check you'll find the Dun & Bradstreet Family Tree that letās you examine risk across an entire corporate entity, leveraging the power of the DUNS-number in our extensive database of corporate families.Ā
- Visualize the subsidiaries and branch locations within a corporate entityĀ
- Discover total risk in a corporate family and therefore better manage the portfolio
- Assess the size of the company and possible conflicts of interest
- Accurately report on larger suppliers
Legal Activities
Past and present legal activities can impact a companyās financial stability and operations. Here youāll discover lawsuits and resulting court rulings. Dun & Bradstreet is the only credit data provider that offers lawsuit data at an earlier stage.
Examples of legal activities in our credit check that could affect your business include:
- Insolvency events (such as administration, receivership and bankruptcy)
- Court rulings
- Other public filings
White paper
Credit Monitoring
Opportunities for your organization in focus
A credit check at customer acceptance is valuable, but also immediately outdated. The real credit risk actually begins after you have accepted a customer. accepted. The solution: monitor the financial health of your customers in real time.
Consult Country Intelligence expertise
Dun & Bradstreet Country Insight Services provides you with the information, insight and expert recommendations to identify opportunities and risks whilst doing business across the globe.
- Easily download a single country snapshot or full report within D&B Credit
- Assess information about 132 countries
- Use the Country Risk Indicator for a comparative cross-border assessment, ranging from DB1 through DB7, where 7 has the highest risk
- Make safe decisions with AAA ā the most well-known rating model on the market
Run credit checks in your CRM or ERP
With our API , you transform the way you do business. You connect risk and financial data in the applications where you need it most. Offer your teams data & insights they need to improve the quality and speed of decision making to achieve better business results.
- Add our financial data to your CRM or CRM ERP
- Improve cash flow by reducing credit risk and identifying opportunities across the credit portfolioĀ
- Synchronize the flow of information across all your financial systems for better & faster decisions
- Automate decisions to manage risk, receivables, and collection priorities
Why a credit check from Altares Dun & Bradstreet?
Exclusive partner of the worldwide Dun & Bradstreet Network in the Benelux and France
Extensive knowledge of corporate structures, including financial insights into subsidiaries
175 years of experience
Patented data quality process
Daily monitoring and updates ensure always current data
FAQ
I want to automate my customer acceptance process
For a clean, efficient and effective customer underwriting process, you need a reliable source of up-to-date business information. Integrate Dun & Bradstreet data directly into your own environment and automate your underwriting process for fast, informed and consistent decisions. Read more.
I want to assess the risks with prospects
Did a promising lead come in? Good for you! But now it's time to make some business decisions. Are you going to accept him as a customer? Can he buy on credit, and if so on what terms? When making these decisions, use our reliable business information, such as our credit risk data. Then you avoid doing business with companies that actually cannot meet their financial obligations. Read more.
I want to understand the risks of a country's business environment
Altares Dun & Bradstreet's country information informs you of everything you need to know about doing business in a specific country. You will be kept informed of important changes and of expected national developments within a country that may affect your business. Read more.
I want to monitor the developments within my debtor portfolio
By enriching your own client information with valuable Altares Dun & Bradstreet data, you create a clear overview and always know exactly how your client portfolio is doing. Where are your risks and where are your opportunities? Based on this insight you can segment your dunning process and determine focus within your portfolio. Read more.